Privacy Policy

At Portfolio AI, your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website and services.

INFORMATION WE COLLECT

We collect the following types of information:

Account Information: Your name, email address, password, and billing details.
Usage Data: Pages visited, time spent, preferences, device information.
Investment Preferences: Inputs related to risk tolerance, goals, or portfolio settings (used to personalize your experience).
Integration Data: When you connect third-party services (e.g. Trading212, Coinbase, Yahoo Finance), we may collect read-only data relevant to your portfolio analysis or education path.
Communications: Emails, support messages, and feedback you provide.

HOW WE USE YOUR INFORMATION

Your data is used to:

Provide, personalize, and improve your Portfolio AI experience
Deliver AI-generated investment education and insights
Process subscription payments
Communicate with you about updates, news, and offers
Monitor and enhance platform performance and security
Comply with legal obligations

DATA SHARING AND THIRD PARTIES

We do not sell or share your personal data with third parties for marketing purposes.
We may share data with:

Service providers (for hosting, email, payment processing)
Analytics tools (for performance and usage tracking)
Third-party platforms you voluntarily connect with (e.g., Trading212, Coinbase)
Legal authorities when required by law or in defense of legal claims

THIRD-PARTY INTEGRATIONS

When you connect to services like Trading212, Yahoo Finance, or Coinbase, you do so at your discretion. These integrations are read-only and are used to generate educational suggestions. Use of these services is governed by their own privacy policies.

YOUR RIGHTS

As a UK-based company operating under UK GDPR, you have the right to:

Access your personal data
Request correction or deletion of your data
Withdraw consent at any time
Request data portability
Lodge a complaint with the Information Commissioner’s Office (ICO)

To exercise these rights, email us at contact@portfolioai.co.uk.

DATA RETENTION

We retain your personal data as long as you maintain an account with us or as required to comply with legal obligations. You may request deletion of your account and associated data at any time.

CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. If material changes are made, we will notify you via email or on the website. Your continued use of the platform after changes constitutes your acceptance of the new terms.

If you have any questions about this Privacy Policy or how your data is handled, please contact:
contact@portfolioai.co.uk